How Much Home Can You Afford? This form provides a basic way to calculate monthly mortgage payments. For a more detailed analysis, contact a mortgage company. We've listed several below.   Mortgage Loan Calculator   First Payment Year:   2000 2001 2002 2003 2004 2005 2006 2007 2008   Mortgage Amount:     Interest Rate:   %   Mortgage Length:   30 25 20 15 10 5 Years:    Payment Frequency: Monthly Bi-Weekly      Payment Amount:    Total Interest:
	List of Local Mortgage Companies Company Phone Contact Access Mortgage  (website) 850.534.0106 Kristen Pope AmSouth Bank 850.830.8310 Cathy Sunshine Mortgage 404.234.2281 Beth Coppedge Amtrust 850.654.2004 Sue Botehlo
	1031 Tax Deferred Exchange Information Real Property Often investors do not realize taxation on a personal residence is far different than taxation on an income or investment property. Under Internal Revenue Code §121, homeowners are allowed to exclude up to $250,000 of capital gains if single, $500,000 if married, upon the sale of a principle residence provided they have owned and occupied it two of the previous five years. If an investor sells property they pay tax. Taxes are paid on capital gain, not equity or profit. However, property that qualifies for preferential treatment under Internal Revenue Code §1031 is treated quite differently. "No gain or loss shall be recognized if property held for productive use in a trade or business or for investment purposes is exchanged solely for property of a "like-kind." The benefits of exchanging include using leverage to maximize your investment dollars to property diversification to allow you the widest range of investment freedom. 1031 Tax Deferral can range anywhere from a simple swap of two properties to a complex, multi-leg, multi-property transaction involving a delayed, reverse or construction exchange. The investment strategy and the nature of the transaction will decide which exchange best suits your needs. Imagine selling rental property or land, acquiring new real estate of any type and not paying one dime in capital gain taxes. Thousands of investors are profiting every day simply by using the tax deferred sale IRC §1031! Contact Starker Services for more information www.starker.com
	Pre-Qualification Form Name: Email: Phone: Credit:                                                      Excellent     Good     Fair         Bad Down Payment:         0 5%     10%     20% Do you have to sell your current property to buy another?   Yes    No When do you need to buy? Are you interested in a 1031 Tax Deferred Exchange?   Yes    No Have you been pre-qualified with a lender? Yes    No Do you live out of state?      Yes    No If so, do you have a trip planned to visit and view properties? Yes    No When and how do you prefer to be contacted?